Posted 2006-09-11 12:46 PM (#48309) Subject: Have you seen my trailer
New User
Posts: 4
Location: Kittanning, PA
I sold a 2006 4-Star trailer with a 13' Outlaw interior to Juan Harris from Avon, Colorado in June. Unfortunately the final check he wrote was returned and he never titled the trailer defaulting on the bank loan which left me responsible for the total balance of the trailer. We are offering a REWARD for any information that helps in the recovery of this trailer. The last five digits in the VIN number are 26579. Thank you for your help, Juan also goes by J.E.Harris. Please contact me at 1-800-352-1565 ask for Jeff, Joey, or Allen.
Posted 2006-09-11 12:58 PM (#48310 - in reply to #48309) Subject: RE: Have you seen my trailer
Regular
Posts: 96 Location: Massachusetts
Well, that stinks. But can't you report the trailer as stolen since it hasn't been fully paid for? And wouldn't you be able to make some sort of insurance claim, BOP or Home?
Posted 2006-09-11 3:34 PM (#48329 - in reply to #48309) Subject: RE: Have you seen my trailer
Expert
Posts: 2958 Location: North Carolina
Sorry to hear the stinker made off with your trailer. I'm curious though... How does HIS loan make you responsible for the balance on the trailer. I would think that the bank loan money is paid to you since he signed for it not you. Then, the bank has to find him to get their money or trailer from Juan
Posted 2006-09-11 5:08 PM (#48335 - in reply to #48309) Subject: RE: Have you seen my trailer
Veteran
Posts: 192 Location: Kentucky
With a personal check, if you call the bank can will they tell you if the check is good? Even a cashier's check is suspect these days. What is safe to take as payment for a trailer?
Posted 2006-09-11 7:50 PM (#48346 - in reply to #48309) Subject: RE: Have you seen my trailer
Veteran
Posts: 246 Location: Northern IN.
YUP, cash OR have the funds electronicaly wired to your (or your banks) accnt. Which goes through the U.S. Treasury. Personal check, cashiers check and money orders are all too easy to countefeit now days, even the banks no longer accept these as "guaranteed funds". Sad, but true!
Posted 2006-09-11 7:57 PM (#48347 - in reply to #48309) Subject: RE: Have you seen my trailer
Veteran
Posts: 274 Location: MO in woods
CASH is only way to go.For purchase that big why not call bank an check on funds.....I sale an breed an deal in some used an new tack an sold trailers and buy items.Certified check or cash(small)or transfer money by wire to bank checking account.Paypal too.Its mean hard cruel world now.So sorry watch for it on ebay or dont know if is stolen trailer hotline webpage.Maybe post pics of it also.So can be on look out for it.Best Luck.
Posted 2006-09-11 8:01 PM (#48348 - in reply to #48309) Subject: RE: Have you seen my trailer
Member
Posts: 9
Location: Georgia
Trlguy69,
I'm not sure about Penn law, but here in Georgia that would be a civil matter, not a criminal matter (not a theft).I'm not clear on how his defaulting on the bank loan makes you "responsible for the total balance", but i'm sure there is more to the story and you were just being brief. If your feet are being held to the fire for the balance or are otherwise out of pocket some money, I would suggest you at least consult with an attorney. If it is a criminal matter (based on Penn law), he/she can point you in the right direction or if it is a civil matter he/she can give you guidance on getting a repo order and maybe a civil judgement against Juan.
Posted 2006-09-11 8:21 PM (#48351 - in reply to #48309) Subject: RE: Have you seen my trailer
Veteran
Posts: 192 Location: Kentucky
With the trailer that I just bought, I took a cashier's check and my bankers card. I took the trailer and a bill of sale and the seller kept the title until the check cleared. It scares me to think of traveling across that many states with that much cash on me. What kind of receipt would I have to prove that I actually paid for it?
Posted 2006-09-12 6:46 AM (#48368 - in reply to #48309) Subject: RE: Have you seen my trailer
Veteran
Posts: 225 Location: Kansas City
You can request a "letter of credit" from the person's bank. It is basically a bank certification that they will guarantee funds up to a certain amount. You see this on house auctions. There is a fee for the buyer to get the letter from his/her bank but it covers the personal check and makes the bank responsible for paying.
The very best thing to do is not let the title go down the driveway with the trailer. Most people should be willing to pay for a trailer, take the trailer, and wait for the title until payment has actually ocurred. It is much easier for a buyer (who has the trailer in their possession), a bill of sale, and a cancelled check or other proof of payment to take action against a seller who won't deliver a title than for a seller to find the trailer and title after they have walked.
Posted 2006-09-12 8:54 AM (#48375 - in reply to #48309) Subject: RE: Have you seen my trailer
Veteran
Posts: 192 Location: Kentucky
I have been trying to think of how the seller would be responsible for the debt and about all I can come up with is that the buyer was going to take over the loan and pay it off.
Posted 2006-09-12 9:43 AM (#48380 - in reply to #48309) Subject: RE: Have you seen my trailer
Extreme Veteran
Posts: 301 Location: Catoctin Mtn, Maryland
You cannot transfer a title that has a lien on it without the lien holders release title. Now, if this is a "dealer" that sold the trailer to a customer and the title didn't have a lien holder on it, then they basically gave this guy the green light to steal the trailer. The dealer may owe the bank money for trailers they purchase for resale, which would leave them liable for the loan. I'm just guessing on this because the original post is vague on the details. Maybe they were just regular joe's and they had a personal loan taken out,which too, would make them responsible for the loan... I can't believe that a dealer would let something like that happen....
Have you seen my trailer
CASH is only way to go.For purchase that big why not call bank an check on funds....
.I sale an breed an deal in some used an new tack an sold trailers and buy items.Certified check or cash(small)or transfer money by wire to bank checking account.Paypal too.Its mean hard cruel world now.So sorry watch for it on ebay or dont know if is stolen trailer hotline webpage.Maybe post pics of it also.So can be on look out for it.Best Luck.
