SO a friend off mine borrowed my pony for their neices birhtday and was awesome, so my thing is I want to start doing pony parties with her, the thing is I called my insurance company today, and after some research they said there was no market out there for it, whether there is no need for it or the insurance companies won't take a risk, does anybody do pony parties and what do they do about insurance and so on
Posted 2005-09-28 10:34 AM (#31080 - in reply to #31001) Subject: RE: pony Parties
Extreme Veteran
Posts: 500 Location: West TN
I used to be in the insurance business and wrote all types of risks including pony rides. There are several stipulations that you have to follow. There are companies that will write this risk. You simply have to find an independent agent that is willing to take the time to find a market. Typically, these policies do not pay large commissions to the agents. Therefore they are not inclined to take the time to work on it. I have been out of the business for about two years now and cannot think of the company that used to write for me. I would not operate a pony ride unless I had the insurance. I have seen people lose everything in law suits where they had no liability coverage. I will try to see if I can find the name of the company for you.
Posted 2005-10-12 1:05 PM (#31632 - in reply to #31001) Subject: RE: pony Parties
Extreme Veteran
Posts: 500 Location: West TN
I checked with the company that I used to write this business in TN and they are not admitted in the state of New York. Your best bet is to go through an independent insurance agency that has a wide variety of markets (insurance companies) that are available to write this type of business through. I would start there and if that does not work, contact the your department of commerce and insurance in the state and search for companies admitted to do specialty lines of business that include pony rides.
pony Parties
