US Rider is the way to go.  They cover both vehicles and when you call them the first question is, "do you have your horses with you?"  If so, they can arrange to transport them to a safe place if needed (overnight, etc).  My truck got stuck in sand and they were there within 20 minutes, pulled it out and the driver didn't even want a tip.  He said it was a such a nice call, he couldn't take anything.  He enjoyed seeing the horses running around in the pasture, etc.

     Several of my friends have needed them and were very happy with the service, etc.  They can help anywhere in the US and I reccomend over any other service.

USRider Equestrian Motor Plan (800) 844-1409 for more info. They have a website http://www.usrider.org/ as well and give discounts to horse clubs.  They will waive the admin fee.   

(I took the emergency ph # off as that's what it's for, for member emergencies. But replaced with the info #, MrTruck)  

I switched to US Rider last year after 20 years with AAA.  Thankfully, I haven't had to use the service (and glad to hear so many of you are having such good things to say about them).  I made the switch after I had to have my SUV towed home and rode with the AAA wrecker driver - very nice lady, who also owned horses.  I asked her for details on what AAA would and wouldn't do for trucks and trailers - she explained that with the RV policy, they WOULD tow or change a tire on a truck and trailer, UNLESS it contained livestock.  And as noted above, they will won't change tires on dually's either.

I became pretty disenchanted with AAA a few months later when I had some major brake problems when about 100 miles from home.  My sister, my 9-year old daughter and I were in a somewhat "rough" part of Louisville - the dispatcher told me it would be at least 2 - 3 hours before they could get there, then wanted to know how many people were in the car.  When I told her 3 and also explained that we were from out of town, she said that AAA policy would not allow more than 2 passenger in the wrecker, and suggested that I just "leave the little girl with 'somebody'".  The poor guy that was passed out on the park bench nearby didn't look like a likely candidate, so I found a street map and called 411 for a nearby service station and limped my way there for repairs.  I understand the need for "policies" but that was just a little much considering the situation.

I often wonder why US Rider doesn't set up a booth at Equine Affaire, the Rolex (they're based in Lexington), or other trade shows.  I think people would sign up in droves if they knew more about their services.  US Rider is also involved in sponsorship of Equine/Large animal rescue training in Kentucky.

  Add me to the list recommending US Rider! I haven't had to use it yet, but signed on due to the without-exception ,VERY positive,responses from folks on the CD-List who have it(carriage drivers, who have to haul not only horses, but also, their driving vehicles!).They 'do' duallys(I don't have one,but know lots of horsey folks do..), and as mentioned, the coverage 'travels' with YOU, not your rig, so it's there if you are riding with someone else!! As an older female who often pulls alone, it gives me great piece of mind.

Fantastic! Thank you all so much for replying. THis is great news. I'll get signed up ASAP!