It's always a good time to catch up and start out new.  This year may be a rougher ride than most but don't forget that America has been thru much worse, and it's people, not institutions that are the backbone of our country.

Do any of you make resolutions, and if so . . . do you wish to put them here?  (so you can remember them later?)

Cash out all of my investments and put the money in a sure thing, like going to Vegas and playing Texas hold'em with Amarillo Slim.

I thought that's what the government just did.

But at least I'd know exactly to whom my money is going, plus have the pit boss and the dealer available to enforce the rules.

I don't make New Year's resolutions.  I've learned they don't usually work and I feel like I'm jumping on the band wagon with everyone else to set myself up for a set back.

I do make a habit of giving myself a gift on my birthday.  I try to pick one thing that I want to change about myself that will make me a better person and work on that one thing.  Turns out that's been a pretty good gift to myself in the past and I seem to do a better job of honoring it as a gift rather than a new rule to live by.

deranger

Breath deeper and take time to look around me.

Appreciate what I HAVE, and quit pining for what I want; learn to enjoy what I can in my life now and not constantly looking forward to being happy when (......) .. and lose weight, AND ride more, AND be more patient with my kids, AND be more money savvy....

...pretty long row to hoe...