Posted 2007-01-29 9:33 AM (#54651 - in reply to #54645) Subject: RE: Best Place to Insure a Sportchassis
Extreme Veteran
Posts: 500 Location: West TN
I would imagine that Progressive will cover it. If not, check with a local independent insurance agent. They will have several markets available to cover this.
Posted 2007-01-29 11:00 AM (#54659 - in reply to #54645) Subject: RE: Best Place to Insure a Sportchassis
Member
Posts: 17
Location: Southwest Mississippi
We have ours through Farm Bureau along with our trailer and they have classfied it as a farm truck. Insurance is lower than when we had the F350. Being able to call it a farm truck has something to do with low annual milage I believe and we only use ours for camping.
If you own a farm...I'd contact your agent, because if they insure your tractors and other farm equipment...the will definitely insure your road tractor...
One thing that seems pretty self evident is that you are going to need a Class A license to operate it according to NCDOT if your trailer is over 10,000 GVWR... and based on the average Freightliner Sport Chassis' data...19500 GVW...13500 CURB WEIGHT...MAX TOW IS 26,OOO LBS
Required to operate any combination of vehicles exempt from commercial driver license (CDL) requirements with a gross vehicle weight rating (GVWR) of 26,001 pounds or more, provided the GVWR of the vehicle(s) being towed is greater than 10,000 pounds. Also required for operating any combination of vehicles with a GVWR of less than 26,001 pounds, if the vehicle being towed has a GVWR of more than 10,000 pounds.
Posted 2007-01-29 2:48 PM (#54677 - in reply to #54645) Subject: RE: Best Place to Insure a Sportchassis
Regular
Posts: 51 Location: North Carolina
Thanks Paul. I figured I would have to get a class A. Will class A still work if it has air brakes? I guess I have a lot of reading to do on the DMV site.
Posted 2007-01-30 2:59 AM (#54716 - in reply to #54645) Subject: RE: Best Place to Insure a Sportchassis
Expert
Posts: 3802 Location: Rocky Mount N.C.
How do people get away with pulling these 42' travel trailers with class 7 & 8 trucks with a class C licence? Would a horse trailer with a full or partial living quarters, hauling your own horses (not for hire) fall into the RV category? My truck is rated at 11,400# and the trailer is 12,000#. I pull from N.C. to Fl. to west Tn. and up to Pa. Stopped at the Fl. scales for horse inspection and nothing has ever been said about driving with a class C.
Posted 2007-01-30 7:23 AM (#54719 - in reply to #54645) Subject: RE: Best Place to Insure a Sportchassis
Location: Central Arkansas
I have mine insured thru my local Farm Bureau. It runs me about $85 a month. I checked with progressive and they wanted my LQ trailer as a packaged deal.
Sportchassis don't have air brakes. They have disc brakes on the wheels. Only the parking brake is air.
I checked into CDL's and if pulling self contained LQ, all equine aboard owned by you and not heading to a "competetion".....you don't need them.
Best Place to Insure a Sportchassis
