Posted 2006-12-19 11:04 PM (#52671 - in reply to #52639) Subject: RE: Commercial Insurance
Expert
Posts: 1871 Location: NY
you could check with your insurance company first. I have mine with farm bureau. they take care of my home and truck f-250 and trailer stock combo check your state farm bureau happy holidays
Posted 2006-12-20 10:14 AM (#52679 - in reply to #52639) Subject: RE: Commercial Insurance
Extreme Veteran
Posts: 500 Location: West TN
I worked insurance for several years, I personally do not see Farm Bureau being able to insure a commercial hauler. I think the post is needing to have commercial insurance that a semi would need. In this case, you will need to have them file the necessary forms with the state on your behalf as well. In most cases, you will have to contact an independent insurance agent that has larger markets to insure this line of business. Progressive used to offer a line of commercial insurance. It all depends on your business. Now, if you are not hauling for the public, you could get by with a personal lines policy with Farm Bureau to cover you. From your headline, it seems that you are needing a more comprehensive commercial policy.
Posted 2006-12-20 11:41 AM (#52683 - in reply to #52639) Subject: RE: Commercial Insurance
Veteran
Posts: 246 Location: Northern IN.
When ya find a co. that you are going to use make sure and read over the policy REAL GOOD. Ask exactly what it covers. With our big trucks, we actually have insurance that is broken down into sub-categories. There is one deal when you are laiden, another for when you're bob-tail, another for the cargo, and yet another for liability! Also check with your state to see what the minimum coverage is, dollar amount wise. Probabaly 1/4 million. I don't mean to discourage ya, but you are in for a real treat when you start dealin' with comm. insurance. Good luck and I'll talk to y'all later...
Commercial Insurance
