I just got my bill from State Farm Ins for my 2011 Exiss Sport 400. It was $171 for six months. I think that is rather high for a horse trailer without a living package. Any comments?
Posted 2012-04-13 10:31 PM (#143090 - in reply to #143089) Subject: RE: Trailer Insurance
Extreme Veteran
Posts: 373 Location: Texas
I have comp, collision and contents ($2500 worth) on my $10,000 trailer, and its $160 every 6 months.
I accidentally dropped the tires on my last trailer off on the edge of the road in a drainage ditch, sheered the tires off the axles, and trailer was a total loss. Insurance paid, no questions asked. BUT, I only had $4000 coverage. Thought that was enough until I went to replace it. Make sure you have your trailer insured enough to replace
Posted 2012-04-13 11:56 PM (#143092 - in reply to #143089) Subject: RE: Trailer Insurance
Expert
Posts: 3853 Location: Vermont
Originally written by PaPa CowBoy on 2012-04-13 9:59 PM
I just got my bill from State Farm Ins for my 2011 Exiss Sport 400. It was $171 for six months. I think that is rather high for a horse trailer without a living package. Any comments?
What is involved in your policy?
My non-LQ C&C 2+1 Horse trailer is $185/year which includes 1 million liability coverage and comprehensive with $100 deductible and collision with $500 deductible thru Nationwide Agribusiness.
Posted 2012-04-14 9:41 AM (#143099 - in reply to #143089) Subject: RE: Trailer Insurance
Veteran
Posts: 123 Location: illinois
This is very interesting we have a 2007 2 horse 4 Star. When we insured it with State Farm they just asked our purchase price. Since then we have added a weekend pkg.(no bath). Just received our bill it is $52.00 every 6 month.
Posted 2012-04-15 9:40 AM (#143118 - in reply to #143089) Subject: RE: Trailer Insurance
Extreme Veteran
Posts: 373 Location: Texas
I had a friend who had her trailer ripped off, out of her front driveway. She had ALL her tack in it, which added up to a huge expense. but, she did not have it insured for "contents". Her loss.
And after finding I was under insured on my last trailer when it was totaled, I made sure I have it covered for about what it would take to replace it.
Trailer Insurance
