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Insurance for my new GN trailer

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Last activity 2011-01-19 9:22 AM
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gonzo1066
Reg. Oct 2010
Posted 2011-01-02 8:51 PM (#128456)
Subject: Insurance for my new GN trailer


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Location: Sumas Washington
I am having a Platinum-Outlaw trailer built.   This is my first LQ trailer.   Is there any insurance company that specializes in LQ trailers?   We are using the trailer as a business rig so our truck insurance company cant do the trailer.
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PaulChristenson
Reg. Jan 2007
Posted 2011-01-02 10:51 PM (#128459 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Location: Vermont
Originally written by gonzo1066 on 2011-01-02 8:51 PM

I am having a Platinum-Outlaw trailer built.   This is my first LQ trailer.   Is there any insurance company that specializes in LQ trailers?   We are using the trailer as a business rig so our truck insurance company cant do the trailer.


http://www.progressivecommercial.com/insurance/trailers-we-insure.a...
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buyshadow
Reg. Jan 2009
Posted 2011-01-03 6:03 AM (#128461 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Location: Ocala, FL
We offer insurance through Thum Insurance, geared towards LQ and horse trailers. Shoot me an email and I will be happy to do the quote, or you can do it on our site www.buyshadow.com
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acy
Reg. Oct 2006
Posted 2011-01-03 7:59 AM (#128463 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Location: Columbia, KY

all our vehicles are insured by USAA.   the trailers automatically  are insured for libility by being pulled by the truck, plus we have a seperate policy on the LQ trailer, based on it's original cost and replacement value.

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trot-on
Reg. Dec 2009
Posted 2011-01-03 9:49 AM (#128464 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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If the trailer is used for business, wouldn't the truck be used as such too?
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PaulChristenson
Reg. Jan 2007
Posted 2011-01-03 6:35 PM (#128480 - in reply to #128463)
Subject: RE: Insurance for my new GN trailer


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Originally written by acy on 2011-01-03 7:59 AM

all our vehicles are insured by USAA.   the trailers automatically  are insured for libility by being pulled by the truck, plus we have a seperate policy on the LQ trailer, based on it's original cost and replacement value.



USAA does NOT provide commercial insurance except through third parties...
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PaulChristenson
Reg. Jan 2007
Posted 2011-01-03 6:38 PM (#128481 - in reply to #128464)
Subject: RE: Insurance for my new GN trailer


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Location: Vermont
Originally written by trot-on on 2011-01-03 10:49 AM

If the trailer is used for business, wouldn't the truck be used as such too?
Good point...completely missed that... ...you would think that would be the case
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gonzo1066
Reg. Oct 2010
Posted 2011-01-03 7:40 PM (#128491 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Location: Sumas Washington
Some phone numbers please. 

Edited by gonzo1066 2011-01-03 7:41 PM
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PaulChristenson
Reg. Jan 2007
Posted 2011-01-04 1:29 AM (#128505 - in reply to #128491)
Subject: RE: Insurance for my new GN trailer


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Location: Vermont
Originally written by gonzo1066 on 2011-01-03 7:40 PM

Some phone numbers please. 


Besides the progressive commercial site I posted...try these guys... http://www.truckinsure.com/
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flyinghfarm
Reg. Mar 2004
Posted 2011-01-04 8:58 AM (#128517 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Ours is insured with State Farm Insurance......
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Bluerose2001
Reg. Aug 2010
Posted 2011-01-12 12:15 AM (#128822 - in reply to #128456)
Subject: state farm


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State farm insured mine too. About $10 a month. My husbands new ATV costs more to insure than my trailer
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PaulChristenson
Reg. Jan 2007
Posted 2011-01-12 1:38 AM (#128823 - in reply to #128822)
Subject: RE: state farm


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Originally written by Bluerose2001 on 2011-01-12 1:15 AM

State farm insured mine too. About $10 a month. My husbands new ATV costs more to insure than my trailer
What kind of trailer do you own that is insured for $10/month? And what coverages do you have?
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gonzo1066
Reg. Oct 2010
Posted 2011-01-12 8:59 PM (#128850 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Posts: 264
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Location: Sumas Washington

$10 a month??  or $120 a year for what value of trailer?    Our Plarinum/Outlaw GN is about $60.000 and the best quote I have so far is just under $600 a year.  This does include underwriting as a business trailer.

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loveduffy
Reg. Feb 2006
Posted 2011-01-12 11:36 PM (#128857 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer



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Location: NY
I use farm family they cover both truck and trailer I got trailer for the replacement value
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Rostrenga
Reg. Mar 2004
Posted 2011-01-18 3:17 PM (#129014 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Posts: 211
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Location: El Paso, Texas
Allstate does mine 60K replacement for trailer and 8K for contents, about 600 a year
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Spin Doctor
Reg. Nov 2008
Posted 2011-01-18 4:58 PM (#129019 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Location: Valentine, NE

I would think it would make a big difference in price from a farm policy to a business policy.

Talking only comp/collision-our 65k trailer runs around $650 a year with a $2500 deductable. I plan on shopping this spring when my current policies come up. It is thru American Family Insurance. It is insured as a camper if that helps.

 Acutally had a claim this last year as the door to the storage shed it is stored in blew down on top of the trailer.



Edited by Spin Doctor 2011-01-18 5:00 PM
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laurie
Reg. Jun 2004
Posted 2011-01-18 5:37 PM (#129021 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Posts: 447
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Location: cedar rapids iowa

Originally written by gonzo1066 on 2011-01-02 8:51 PM

I am having a Platinum-Outlaw trailer built.   This is my first LQ trailer.   Is there any insurance company that specializes in LQ trailers?   We are using the trailer as a business rig so our truck insurance company cant do the trailer.

Put it under your business policy. I would assume you would also have to have your truck under that policy.

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laurie
Reg. Jun 2004
Posted 2011-01-18 5:39 PM (#129022 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Posts: 447
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Location: cedar rapids iowa
My used 30K LQ is under my farm bureau home policy. I pay 120.00 pr yr.
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lorri
Reg. May 2010
Posted 2011-01-19 9:22 AM (#129036 - in reply to #128456)
Subject: RE: Insurance for my new GN trailer


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Posts: 54
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Location: nc
I have a policy with Progressive for $585 per yr. for 50k. $500 ded.That includes towing if I break down anywhere they will get it home or to a shop. Vanishing deductable of $100 per yr.after 5 yrs no deductable and full replacement cost untill 5 yrs old. plus $1000.00 for misc. if stolen.
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