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Veteran
Posts: 122
Location: Grant Twp., MI | Howdy - I'd like some input about insurance for medium duty trucks like Freightliner, International, etc......who has best coverage and prices? What about "RV" insurance? Thanks for any input! |
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Elite Veteran
Posts: 792
 
Location: East Tennessee, USA, Planet Earth | Contact my friend Denise Horstman at denise@forteinsurance.net She is an insurance agent and horse owner. I am sure she will be able to meet your needs. Tell her....Raven sent you. Good luck! |
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Location: Central Arkansas | I have my 05 Freightliner Sportchassis insured with my local Farm Bureau. The rates are very reasonable. $67.50 a month on a $115K truck! They have had it since I bought it new. |
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Regular
Posts: 54
Location: Danielsville,Ga. | Originally written by brushycreekranch on 2008-07-22 9:52 AM
I have my 05 Freightliner Sportchassis insured with my local Farm Bureau. The rates are very reasonable. $67.50 a month on a $115K truck! They have had it since I bought it new. That price for insurance don't make sense,could that be just Bobtail Insurance?? |
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Location: Central Arkansas | Yes, that is only on the truck. My trailers all carry their own insurance. I have a very good driving record and have not had any tickets. The Freightliner is the only vehicle I have insured with Farm Bureau at this time. All our other cars and trucks are on our USAA policy but the FL is too big for USAA to insure. Farm Bureau does cover our home, barns, and liabilty policies. I have a friend near me that has a twin sister to my FL. He has his insured with Progressive RV. They also have his LQ trailer on the same policy. My LQ is on my USAA policy. I feel like I have better coverage for less money there. Originally written by brushycreekranch on 2008-07-22 9:52 AM
I have my 05 Freightliner Sportchassis insured with my local Farm Bureau. The rates are very reasonable. $67.50 a month on a $115K truck! They have had it since I bought it new. That price for insurance don't make sense,could that be just Bobtail Insurance??
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Edited by brushycreekranch 2008-07-22 9:21 PM
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Expert
Posts: 3853
 
Location: Vermont | Originally written by brushycreekranch on 2008-07-22 10:52 AM
I have my 05 Freightliner Sportchassis insured with my local Farm Bureau. The rates are very reasonable. $67.50 a month on a $115K truck! They have had it since I bought it new. What exactly do they cover for this apparent deal? |
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Expert
Posts: 1416
Location: sc | Originally written by PaulChristenson on 2008-07-23 1:40 AM Originally written by brushycreekranch on 2008-07-22 10:52 AM
I have my 05 Freightliner Sportchassis insured with my local Farm Bureau. The rates are very reasonable. $67.50 a month on a $115K truck! They have had it since I bought it new. What exactly do they cover for this apparent deal? The front half of the "chassis". Hell, Im paying $60 a month on my Dmax. |
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Location: Central Arkansas | OK...now this has me wondering if my limits are too low. I think I will call them today and verify that I have the right coverage. Bodily Injury 100,000 per person 300,000 per accident Property Damage 500,000 per accident Personal Injury - Medical 5,000 Personal Injury - Death 5,000 Personal Injury - Disability Uninsured Motorists - Bodily Injury 100,000 300,000 Uninsured Motorist - Property Damage 500,000 Comp deductible 250. Collison deductible 500. |
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Veteran
Posts: 122
Location: Grant Twp., MI | Thanks everyone...I contacted our Ins. Agent - and he told me that I had to insure the truck - commercial - and he said I also would have to add a liability policy for our trailer - even though we have it insured with Progressive - (a declared value - RV policy) - he said that it would not be covered for liability towing with a commercial policy? Then he called back and said that it would be written commercial because of weight class - and be classified for personal use? Does this sound right? |
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Expert
Posts: 3853
Location: Vermont | Originally written by brushycreekranch on 2008-07-23 8:35 AM OK...now this has me wondering if my limits are too low. I think I will call them today and verify that I have the right coverage. Bodily Injury 100,000 per person 300,000 per accident Property Damage 500,000 per accident Personal Injury - Medical 5,000 Personal Injury - Death 5,000 Personal Injury - Disability Uninsured Motorists - Bodily Injury 100,000 300,000 Uninsured Motorist - Property Damage 500,000 Comp deductible 250. Collison deductible 500. Not, if you have it backed with a $1,000,000 Umbrella Policy... |
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Elite Veteran
Posts: 714
Location: Minnesota | Originally written by brushycreekranch on 2008-07-23 7:35 AM OK...now this has me wondering if my limits are too low. I think I will call them today and verify that I have the right coverage. Bodily Injury 100,000 per person 300,000 per accident Property Damage 500,000 per accident Personal Injury - Medical 5,000 Personal Injury - Death 5,000 Personal Injury - Disability Uninsured Motorists - Bodily Injury 100,000 300,000 Uninsured Motorist - Property Damage 500,000 Comp deductible 250. Collison deductible 500. |
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Medium Duty Truck Questions
