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Elite Veteran
Posts: 634
Location: Tipton, IN | Well, the repair estimate for my 8ft LQ Bison Alumasport with water damage came back and man, I could not believe it. First, they say they have to replace all the cabinetry because the cabinets I have are discontinued and the LQ Company, Bearcat, went out of business after 25+ years. Drumroll please, buzzzzzzzz, $8273!!!!! My Insurance adjuster didn't bat an eye, and said they may just total the trailer depending on their final valuation and sell it to me for salvage cost and cut me a check. Mind you, there is no damage, other than normal wear and tear, beyond the LQ, no dents, horse area is fine, no structural damage. So I will know tomorrow how it turns out. |
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Veteran
Posts: 140
Location: Colorado | Wow!!! That's insane. If they total it, will they give you enough $$ to make it worthwhile??? Michelle |
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Member
Posts: 15
Location: La Harpe, Il | I've got some friends in Southern Ill. that bought a new Bison, and the roof leaked, and the trailer was brand new, they had quite a squabble with the company, but they finally agreed to replace the roof, and roof only,,,,,good luck |
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Member
Posts: 22
Location: Houston, TX | efaubert1, What cause your water damage? I assume is was a leaking roof? Are the fiberglass roofs more prone to leaks over the solid aluminum roofs? Thanks Palmetto |
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Elite Veteran
Posts: 634
Location: Tipton, IN | Palmetto(?), Yes the fiberglass roofs that are not all one piece molded SUCK! Because they have seams, and as the trailer goes down the road and the it twists it loosens the seal on that seam, and then the caulk dries up, and on, and on, and on..... An aluminum roof with welds, or a 3-piece roof with the two outside cove/rolled over the edge pieces, covered down the center by one piece is better because you seams are in line with the trailers normal slope and the 2 layers are actually overlapped, not butt seemed. |
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Extreme Veteran
Posts: 455
Location: Ontario - east of TO | So your insurance is paying for a manufacturing flaw? I wouldn't have thought they would cover that.
Edited by MBRA518 2005-05-04 10:18 AM
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Elite Veteran
Posts: 634
Location: Tipton, IN | No, my insurance is not paying for a manufacturers flaw. My seam is not the cause of this damage, i fixed that a long time ago. I was run off the road on the way home on StRd 135 in Brown county and took out a low hanging tree branch with the A/C unit. The unit had a plastic cover and didn't look damaged beyond a crack in the cover that I fixed. What I didn't see, and couldn't see was that the seal broke loose and started allowing water from our massive rains to drain into my ceiling and it soaked into the insulation first, then once that was saturated it started migrating from the ceiling into the cabinets and so forth. I actually checked the trailer after the first two rains after the mishap and didn't see any leakage, as it was still soaking the roof insulation. Then I didn't go back in the trailer for almost 2 months and that's when I found it. The adjuster decided they should do a permanent seam cap on the trailer as well, to avoid future leakage if in fact the trailer is repaired and not salvaged due to value. |
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Elite Veteran
Posts: 634
Location: Tipton, IN | One other note I would like to put here for all those who seem to find the negative side to posts. I have had the same insurance company for 15 years, and have filed one other claim for $600 in 1996 for a damaged quarter panel, so I am not the one driving up insurance cost or trying to scam my insurance carrier. And maybe that's why they have been so helpful and understanding during this process. |
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Extreme Veteran
Posts: 455
Location: Ontario - east of TO | oh ok - now I understand - I wasn't implying anything though - just wondering as I didn't know about your accident. Glad that was the only damage - the thought of an accident in a trailer scares the crap out of me. That's amazing that the insurance company is being so understanding - I've had my fights with insurance companies on valid claims - then you see them agree to stupid things - like in Toronto an insurance company paid accident benefits (medical) for 3 guys who stole a car, then proceeded to smash it and injure themselves.... It's stuff like that that makes your blood boil! |
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Elite Veteran
Posts: 634
Location: Tipton, IN | No,no, don't think that second post was aimed at you MBRA, i answered yours in the first round no problem. Just get the feeling there are some people, ones that lurk and only post when they feel the need to belittle because they think they are serving a cause. Your question didn't stir any discomfort, as if you read any of my other post, which you have, the fact that I had a previous manufactures flaw leak would be obvious and maybe arouse one to ask the question you did. |
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