I just purchased a 07 Kiefer Built with living qtrs.  The dealer offers an insurance policy that covers anything that goes wrong on the inside, i.e. refrigerator, furnace, HVAC, water pump/heater, etc.  It is for 4 years and cost approx. $1,500.  Although this trailer was like brand new and barely used, is it advisable to take this type of insurance and if so what should you expect to pay for this type of insurance?  This is my first experience with a living quarters trailer and the components that are in them.

Thanks,