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Member
Posts: 25
Location: Canada | So I'm fortunate enough that even though my parents don't ride, they bought a nice new truck and trailer a few years ago so I could trailer myself to all the shows. I eagerly learned to drive with the horse trailer and have drove myself to all the shows the last few years... HOWEVER, my dad was looking through the insurance policy the other day and realized that even though I'm fully insured to drive my truck, the insurance automatically put a under 25 y/o clause on the trailer! So unknowingly I've been driving my trailer uninsured! Luckily I've been accident free, but I have had a few close calls of people pulling out infront of me, and not too long ago, had a deer run out infront of my on the highway, had those situations played out differently, I would have been in a world of trouble!!!
So all us youngsters driving our parents trucks and trailers, check your insurance policy!!
Edited by snoweary 2009-02-26 9:26 PM
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Member
Posts: 25
Location: Canada | P.S. I'm not 25, just incase some of you were like wth is he talking about :P
Edited by snoweary 2009-02-26 9:27 PM
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Regular
Posts: 76
Location: WI | Your truck insurance will cover the liabilty of your trailer when its hooked up, but if you want comp and collision on your trailer, then yes, you have to purchase a seperate policy, most of which I found reasonable. |
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Member
Posts: 25
Location: Canada | I'm pretty sure the trailer has its' own insurance policy, seperate from the truck. I'd have to double check on the specifics though...
Edited by snoweary 2009-02-26 9:27 PM
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Regular
Posts: 85
Location: Ocala, FL | Good advice. Thanks for warning the youngsters and their parents. |
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 Elite Veteran
Posts: 662
 
Location: Vanzant, Missouri | My truck Ins. has a clause that says no drivers under the age of 25. It worked well for me every time my son wanted to use the truck. Said nope my ins. doesn't cover ya...  |
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A heads up on your trailer insurance!!
